Money: How To Send Money Anywhere Overseas, Safely


If you need to send money overseas, whether to help family, send a gift to a friend, or pay suppliers for your business, it’s never been easier. Thanks to the numerous apps and online services available, sending an international money transfer can be done in less than a few minutes. Like anything though, some methods are more convenient and less costly than others.

Enviar dinero a Guatemala en linea? If you’re looking to send money overseas for any reason, but you’re not sure of the best way to do it, keep reading for everything you need to know!

#1 – PayPal

PayPal is considered the largest online payment method, and by now, many of us have used this service (or at least heard of it). It’s a convenient way to send money to other countries or pay for online purchases. With PayPal, you can transfer money from your account to an other person without using a bank account or credit card directly. As the sender, you don’t pay transaction fees, however the recipient generally pays a small fee.

PayPal is easy, quick, and charges relatively low fees – especially for small amounts of money. The PayPal app is well-designed and easy to use, making this an even more convenient method of moving money when you need to. To get started, simply open a PayPal account, download the app, and get clicking.

#2 – Western Union

Although Western Union is one of the oldest ways of sending money internationally outside of a bank, it has smartly kept up with new technologies. For example, you can use Western Union to transfer money to India through their app or by visiting one of its brick-and-mortar locations which are often located in places like news agencies. For larger payments over $5000, you can use their OnlineFX website.

With Western Union, you can use your credit, debit card, or cash to transfer money. The recipient can receive it in their bank account or collect it in person from a Western Union location in around 4-5 days. This method is secure, has attractive exchange rates and low fees, and offers flexible delivery choices.

#3 – Wire Transfer

Since it’s been around for over 50 years, Wire Transfer is considered the most traditional payment method. To send money this way, you’ll need to go through certain agencies or visit any bank.

Different Australian banks have varying rates for wire transfers, so make sure you ask for the costs before proceeding. For example, international wire transfers from a branch are around $30, while online fees sit between $12-22 online. Keep in mind too, that whilst the sender pays transaction fees, the recipient’s bank will also charge fees, resulting in a double-whammy of costs for both sides.

#4 – Bank Account Transfer

It is also possible to send money overseas directly from your Australian bank account. Your bank might even have an online self-service facility for this, which makes a bank account transfer easier than ever.

Keep in mind though, that this convenience can come at a price. Direct bank account transfers often cost more than other methods, and it can take several days for the money to be deposited in the recipient’s account. Despite these drawbacks, bank account transfers are reliable and secure, making them the perfect option when you need to move substantial amounts of money.

MORE – Money: Everything You Need To Know About Bitcoin

MORE – Money: How To Create Better and More Sustainable Habits



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